A king
Can California Seniors Transfer Their Property Taxes to a more Expensive home?
This is a question I get often from clients. Of course, with important tax decisions it's always best to consult with your tax...
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A king
- 1 day ago
- 2 min
Why Mortgage Rates Don’t Always Mirror Fed Cuts: Analyzing 15 Recent Fed Funds Rate Reductions and Their Immediate Impact on Mortgage Rates
Here are the last 15 times the Federal Reserve cut the Federal Funds Rate, along with the dates: March 16, 2020 — Emergency cut to...
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A king
- May 26
- 3 min
3-2-1 Buydowns for VA Loans... Better in principal than in practice?
Understanding 3-2-1 Buydowns for VA Loans and the 4% Seller Concession Rule As a mortgage loan officer, it’s crucial to understand the...
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A king
- Oct 8, 2023
- 2 min
Prop 60/90: Maybe you're not as "locked in" to your home as you once thought...
Buying a home is a significant financial milestone, but for many prospective homeowners, the high cost of real estate can seem daunting....
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A king
- Oct 8, 2023
- 0 min
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A king
- Jul 27, 2023
- 2 min
The American "Dream for All" is Back - Down Payment Assistance of 20%!
In Caifornia, saving for a down payment is challenging. However, this program offers genuine relief for homebuyers. Last time, the funds...
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A king
- May 31, 2023
- 3 min
Did California Just Kill Solar??
Navigating the Challenges of Net Metering 3.0: The Role of Solar Backup Batteries Introduction: California's transition to Net Metering...
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A king
- Mar 27, 2023
- 3 min
Unlock your dream home with the Dream for All shared appreciation loan!
As a mortgage professional, you’re always on the lookout for innovative ways to help your clients achieve their homeownership dreams. The...
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A king
- Mar 20, 2023
- 3 min
Just ADU it!
On September 21st, 2021, California adopted Senate Bill 9 (SB9). It eliminated much of the red tape for homeowners looking to build...
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- Jan 31, 2023
- 2 min
The Thousand Oaks Investment
Targeting a Home in Thousand Oaks can Pay Off! Buying a house in Thousand Oaks may seem daunting, but it could pay dividends over the...
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Andrew King
- Dec 27, 2022
- 2 min
The Conforming Loan Limit is Increasing in 2023 - Reason To Celebrate? Think Again.
The Federal Housing Finance Agency (FHFA) recently announced they are again increasing the conforming loan limit starting in 2023. This...
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Andrew King
- Nov 2, 2022
- 2 min
Removing Mortgage Insurance
The Window of Opportunity to remove Mortgage Insurance early may be closing. Here’s what you need to know. No one likes paying mortgage...
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Andrew King
- Oct 7, 2022
- 4 min
Alternative Home Loans For Funding?
2008 did not define the Arm loan Ok, let’s rip the bandaid off right now. The Arm is not a bad word. Back in 2008 there were too many...
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Andrew King
- Sep 2, 2022
- 3 min
To Buy Or Hold
Is now a good time to buy? That seems to be the question on everyone’s minds right now. Not to sound ambiguous but… It depends! What it...
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